2022 Individual/Family
Healthcare Plans
Community Health Options offers a variety of affordable health insurance options, so you can choose the benefit plan that is the right fit for you or your family.
For more information about each metal level, check out our blog.
- Amwell® Telehealth
- Pediatric Vision
- Vision
- Pediatric Dental
- Chiropractic/Osteopathic Care
- CISP
- Acupuncture
- Health Coaching
- Wellness Benefits
- National Coverage
- Preferred Providers and Services
Catastrophic Level
Catastrophic plans are for people under 30 or others with certain exemptions.
These plans have the lowest monthly premiums and highest deductibles. This level is an affordable way to protect from worst-case scenarios. Eligibility for catastrophic plans is limited to individuals under 30 or those with a hardship exemption from the Marketplace. These plans do not qualify for Advance Premium Tax Credits.
Health Options Clear Choice Catastrophic HMO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Bronze Level
In Bronze plans, the insurance company pays about 60%, and the Member pays 40% of the cost for health services.
Bronze plans have low premiums but require Members to pay more for services used. These plans keep monthly costs low, while providing the same quality coverage when you receive care.
Health Options Clear Choice Bronze $8700 HMO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- CISP Plan includes our Chronic Illness Support Program, which reduces cost sharing for Members with asthma, diabetes, coronary artery disease, chronic pulmonary disease, and hypertension.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Bronze $8700 PPO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- CISP Plan includes our Chronic Illness Support Program, which reduces cost sharing for Members with asthma, diabetes, coronary artery disease, chronic pulmonary disease, and hypertension.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Bronze $7500 HMO Tiered NE
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- Preferred Providers and Services Preferred providers and services are designated by a in the provider directory. Provider types include primary care, pediatrics, ob-gyn, specialties, P/T, O/T, S/T, urgent care facilities, imaging centers, labs, and out-patient hospital services. Preferred providers offer lower cost-sharing.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Bronze $7500 HMO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Bronze $7500 PPO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Bronze $7000 HSA PPO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Bronze $5900 HSA PPO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Health Options Evergreen Bronze HMO Tiered NE
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- CISP Plan includes our Chronic Illness Support Program, which reduces cost sharing for Members with asthma, diabetes, coronary artery disease, chronic pulmonary disease, and hypertension.
- Preferred Providers and Services Preferred providers and services are designated by a in the provider directory. Provider types include primary care, pediatrics, ob-gyn, specialties, P/T, O/T, S/T, urgent care facilities, imaging centers, labs, and out-patient hospital services. Preferred providers offer lower cost-sharing.
Common Services
Prescriptions
Plan Popup
Health Options Evergreen Bronze HMO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- CISP Plan includes our Chronic Illness Support Program, which reduces cost sharing for Members with asthma, diabetes, coronary artery disease, chronic pulmonary disease, and hypertension.
Common Services
Prescriptions
Plan Popup
Health Options Evergreen Bronze PPO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- CISP Plan includes our Chronic Illness Support Program, which reduces cost sharing for Members with asthma, diabetes, coronary artery disease, chronic pulmonary disease, and hypertension.
Common Services
Prescriptions
Plan Popup
Health Options Evergreen Bronze PPO NE Dental
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Pediatric Dental Plan includes pediatric dental coverage for children aged 18 or younger, exclusive of orthodontia.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- CISP Plan includes our Chronic Illness Support Program, which reduces cost sharing for Members with asthma, diabetes, coronary artery disease, chronic pulmonary disease, and hypertension.
Common Services
Prescriptions
Plan Popup
Silver Level
In Silver plans, the insurance company pays about 70%, and the Member pays 30% of the cost for health services.
Silver plans offer moderate monthly premiums and moderate costs when you need care. If your income qualifies you for cost-sharing reductions, you must choose a Silver level plan for the associated savings.
Health Options Clear Choice Silver $5500 Off Marketplace HMO Tiered NE Dental
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Not available at CoverME.gov marketplace; purchase directly from Community Health Options
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Pediatric Dental Plan includes pediatric dental coverage for children aged 18 or younger, exclusive of orthodontia.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- Preferred Providers and Services Preferred providers and services are designated by a in the provider directory. Provider types include primary care, pediatrics, ob-gyn, specialties, P/T, O/T, S/T, urgent care facilities, imaging centers, labs, and out-patient hospital services. Preferred providers offer lower cost-sharing.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Silver $5500 Off Marketplace HMO NE Dental
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Not available at CoverME.gov marketplace; purchase directly from Community Health Options
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Pediatric Dental Plan includes pediatric dental coverage for children aged 18 or younger, exclusive of orthodontia.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Silver $4500 HSA Off Marketplace HMO NE Dental
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Not available at CoverME.gov marketplace; purchase directly from Community Health Options
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Pediatric Dental Plan includes pediatric dental coverage for children aged 18 or younger, exclusive of orthodontia.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Silver $3500 HSA Off Marketplace HMO NE Dental
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Not available at CoverME.gov marketplace; purchase directly from Community Health Options
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Pediatric Dental Plan includes pediatric dental coverage for children aged 18 or younger, exclusive of orthodontia.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Silver $3500 HMO Tiered NE
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- Preferred Providers and Services Preferred providers and services are designated by a in the provider directory. Provider types include primary care, pediatrics, ob-gyn, specialties, P/T, O/T, S/T, urgent care facilities, imaging centers, labs, and out-patient hospital services. Preferred providers offer lower cost-sharing.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Silver $3500 HMO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Silver $3500 PPO National
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- National Coverage Plan includes in-network access to providers throughout the U.S.
Common Services
Prescriptions
Plan Popup
Health Options Katahdin Silver HMO Tiered NE
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- CISP Plan includes our Chronic Illness Support Program, which reduces cost sharing for Members with asthma, diabetes, coronary artery disease, chronic pulmonary disease, and hypertension.
- Preferred Providers and Services Preferred providers and services are designated by a in the provider directory. Provider types include primary care, pediatrics, ob-gyn, specialties, P/T, O/T, S/T, urgent care facilities, imaging centers, labs, and out-patient hospital services. Preferred providers offer lower cost-sharing.
Common Services
Prescriptions
Plan Popup
Health Options Katahdin Silver HMO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- CISP Plan includes our Chronic Illness Support Program, which reduces cost sharing for Members with asthma, diabetes, coronary artery disease, chronic pulmonary disease, and hypertension.
Common Services
Prescriptions
Plan Popup
Health Options Acadia Silver HMO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Health Options Acadia Silver HMO NE Dental
Deductible
Out-of-pocket Maximum
Coinsurance
- No out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Pediatric Dental Plan includes pediatric dental coverage for children aged 18 or younger, exclusive of orthodontia.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Health Options Acadia Silver PPO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Health Options Acadia Silver PPO NE Dental
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Pediatric Dental Plan includes pediatric dental coverage for children aged 18 or younger, exclusive of orthodontia.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Health Options Acadia Silver PPO National
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- National Coverage Plan includes in-network access to providers throughout the U.S.
Common Services
Prescriptions
Plan Popup
Gold Level
In Gold plans, the insurance company pays about 80% and the Member pays 20% of the cost for health services.
Gold plans have higher monthly premiums but lower costs when you need care. These plans are a good option if you prefer lower out-of-pocket expenses, anticipate the need for frequent or high-cost medical treatment, and are comfortable with a larger monthly premium expense.
Health Options Clear Choice Gold $2500 PPO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- CISP Plan includes our Chronic Illness Support Program, which reduces cost sharing for Members with asthma, diabetes, coronary artery disease, chronic pulmonary disease, and hypertension.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Gold $2500 PPO NE Dental
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Pediatric Dental Plan includes pediatric dental coverage for children aged 18 or younger, exclusive of orthodontia.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- CISP Plan includes our Chronic Illness Support Program, which reduces cost sharing for Members with asthma, diabetes, coronary artery disease, chronic pulmonary disease, and hypertension.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Gold $2500 PPO National Dental
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Pediatric Dental Plan includes pediatric dental coverage for children aged 18 or younger, exclusive of orthodontia.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- CISP Plan includes our Chronic Illness Support Program, which reduces cost sharing for Members with asthma, diabetes, coronary artery disease, chronic pulmonary disease, and hypertension.
- National Coverage Plan includes in-network access to providers throughout the U.S.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Gold $1500 PPO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
Common Services
Prescriptions
Plan Popup
Health Options Clear Choice Gold $1500 PPO National
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.
- National Coverage Plan includes in-network access to providers throughout the U.S.
Common Services
Prescriptions
Plan Popup
Platinum Level
In Platinum plans, the insurance company pays about 90%, and the Member pays 10% of the cost for health services.
Our Platinum plan has the highest monthly premium but offers the most financial coverage when you need care. This plan is a good option for Members who are comfortable with the monthly premiums, prefer low out-of-pocket expenses, and expect to make frequent use of their health benefits.
Health Options Clear Choice Platinum PPO NE
Deductible
Out-of-pocket Maximum
Coinsurance
- Includes out-of-network benefits Out-of-network benefits have separate and higher deductibles and cost-sharing and Member responsibility for claims and pre-approval processes.
- Cost-share reductions not available on this plan
- Available on the CoverME.gov marketplace
INCLUDES
- Amwell® Telehealth Plan includes $0 access to telehealth for urgent care via Amwell®.
- Pediatric Vision Plan includes pediatric vision coverage, including exam and glasses or contacts for children aged 19 or younger.
- Chiropractic/Osteopathic Care Plan includes in-network coverage for chiropractic and osteopathic manipulative therapy.